Regulation CC Threshold Increases – Best Practices
Regulation CC was amended by the Board of Governors of the Federal Reserve System (Board) releasing a finalized…
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Understanding Key Definitions and Reporting Requirements Under Regulation C for HMDA Reporting Purposes
Navigating the complexities of Regulation C as it applies to HMDA reporting can be daunting, but understanding key…
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Section 1071: Understanding Data Collection Requirements Under the Dodd-Frank Act
As the effective start dates for Section 1071 data collection draw near, banks need to review the requirements…
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Meet ECOA and FCRA Adverse Action Notice Requirements by Avoiding These Common Errors
Adverse action notices are so common in lending that many errors tend to escape unnoticed. Reviewing Regulation B,…
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Understanding CRA’s New Retail Lending Test
Banks of all sizes should be familiar with the evaluation standards under the Retail Lending Test, which will…
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CRA Modernization Final Rule: What Banks Need to Know to Prepare
The Community Reinvestment Act (CRA) was enacted nearly 50 years ago to help low- and moderate-income (LMI) households…
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ON-DEMAND RECORDINGS – Breaking Down CFPB’s Section 1071 Final Rule: What’s Coming and How Banks Should Prepare
Watch our recent webinar discussing what the Consumer Financial Protection Bureau (CFPB) ruling on Section 1071 of the…
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Section 1071 Small Business Data Collection – Are You a Required Reporter?
Thirteen years later, and one day early, the Consumer Financial Protection Bureau (CFPB) issued a final rule on…
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Regulation C Amendment Returns HMDA Threshold to Pre-2020 Levels
The closed-end reporting threshold for reporting under Regulation C, which implements the Home Mortgage Disclosure Act (HMDA), has…
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FDIC Issues Guidance on Re-Presentment Fees for Non-sufficient Funds
Most bank compliance officers have heard the rumblings over the last several months about examiner criticisms and class…
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